WICK FUNDED vs FundingPips
2026 comparison · Last verified June 2026
FundingPips has the edge on split ceiling (100%), no consistency rule and weekly payouts. WICK matches the price and pulls ahead on the actual trading software and the AI coach. Choose FundingPips for the loosest rules and highest split; choose WICK for the platform.
FundingPips made its name on a $29 entry, removing the consistency rule, and a "Hot Seat" tier that unlocks a 100% split. WICK FUNDED matches the low entry but bets on a better terminal and an AI coach. Where each one wins, honestly:
At a glance
| Criteria | WICK FUNDED | FundingPips | Edge |
|---|---|---|---|
| Cheapest entry | $29 | $29 | Tie |
| Evaluation model | 1-Step, 2-Step & Instant | 1-Step, 2-Step, Instant | Tie |
| Profit split | 80% → 95% | 60% → 100% (Hot Seat) | Them |
| Consistency rule | Yes (25–35%) | No | Them |
| Payout | Bi-weekly | Weekly (Tuesdays) | Them |
| Platform | In-house terminal (real-time P&L, hotkeys, drag SL/TP) | MT5 / cTrader / TradeLocker | WICK |
| AI coach / journal | Built-in | No | WICK |
| Max drawdown | 5–6% (tight) | 3–10% (by plan) | Tie |
| Trustpilot | Building | 4.5 (39,000+) | Them |
| First-party account REST API | Yes — public, documented (OpenAPI 3.1) | Platform API only — no first-party account API | WICK |
| One-click MCP / AI connection | Yes — Claude, ChatGPT, Cursor via OAuth | No native one-click MCP | WICK |
Choose WICK FUNDED if…
- You want the superior trading experience (real-time terminal, hotkeys, AI coach) at the same $29 entry.
- You like a tighter, more realistic risk model and a clearly-explained simulated environment.
Choose FundingPips if…
- You specifically want no consistency rule and the chance of a 100% split via the Hot Seat tier.
- Weekly payouts and a large review base matter to you.
FAQ
Does WICK have a consistency rule?
Yes — WICK applies a 25–35% single-day P&L consistency rule depending on the track. FundingPips removed its consistency rule. If a no-consistency-rule firm is a hard requirement, FundingPips fits that better today.
Can I reach a 100% split at WICK?
WICK’s split ladders to 95% after consistent profitable months. FundingPips’ Hot Seat tier can reach 100%. WICK’s ceiling is 95%.