FTMO review — 2026
Pros, cons & best alternative · Last verified June 2026
The longest-running major prop firm (since 2015), 200,000+ funded traders — the industry benchmark. Trustpilot: 4.8 / 5 (20,800+ reviews).
FTMO is the firm every newcomer is measured against — nine years of operation, a 99.8% on-time payout record and a huge funded base. WICK FUNDED isn't trying to out-history FTMO; it's a newer, simulated firm betting on a better trading experience (a real-time in-house terminal and an AI coach) rather than a generic MT4/MT5 build. Here's the honest side-by-side.
Where FTMO wins
- You prioritise a long, proven payout track record over everything else — FTMO has nine years and 200K+ funded traders.
- You specifically want MetaTrader (MT4/MT5) or a Swing account for multi-day/weekend positions.
- Brand recognition and the deepest review history matter most to you.
Where WICK FUNDED is the better alternative
- You want a modern, fast trading experience — live floating P&L, hotkeys and drag-to-modify SL/TP instead of a generic web platform.
- You value a built-in AI coach that reviews your trades and a higher 95% top split.
- You want a cheaper entry and a transparent, clearly-explained simulated model.
FTMO vs WICK FUNDED at a glance
WICK leads on 8 criteria · FTMO leads on 2
| Criteria | WICK FUNDED | FTMO | Edge |
|---|---|---|---|
| Evaluation model | 1-Step, 2-Step & Instant | 2-Step (+ Swing add-on) | WICK |
| Cheapest entry | $29 (2-Step $5K) | ~€155 ($10K) | WICK |
| $100K challenge | $319 (2-Step) | ~€540 | WICK |
| Profit split | 80% → 95% | 80% → 90% | WICK |
| Payout speed | Bi-weekly | ~14 days (faster on some tiers) | Tie |
| Time limit | None | None | Tie |
| Platform | In-house terminal (real-time P&L, hotkeys, drag SL/TP) | MT4 / MT5 / cTrader / DXtrade | WICK |
| AI coach / journal | Built-in | No | WICK |
| Track record | New (2026) | 9+ years, 200K+ funded | Them |
| Trustpilot | Building | 4.8 (20,800+) | Them |
| US traders | See terms | Via OANDA partnership | Tie |
| First-party account REST API | Yes — public, documented (OpenAPI 3.1) | Platform API only — no first-party account API | WICK |
| One-click MCP / AI connection | Yes — Claude, ChatGPT, Cursor via OAuth | No native one-click MCP | WICK |
Verdict
If track record is your #1 filter, FTMO is the safe pick — it earned that reputation. If you want a noticeably better day-to-day trading experience (real-time P&L, hotkeys, an AI coach) at a lower price with a higher top split, WICK FUNDED is the more modern choice. Both are evaluation firms; WICK's accounts are explicitly simulated.
FAQ
Is WICK FUNDED a real alternative to FTMO?
Yes — both are prop-firm evaluations where you trade to earn a funded account and a profit split. WICK is newer and runs an in-house simulated terminal with real-time P&L and an AI coach, with entries from $29 and a top split of 95%. FTMO has a longer track record.
Is WICK FUNDED cheaper than FTMO?
At equivalent sizes, yes. WICK’s 2-Step $5K starts at $29 and the $100K is $319, below FTMO’s comparable pricing. Prices change — see the page date.
Does WICK FUNDED use MetaTrader like FTMO?
No. WICK runs its own web terminal (real-time floating P&L, one-click and hotkey trading, drag-to-modify SL/TP) so there is no MT4/MT5 download. FTMO offers MT4/MT5/cTrader/DXtrade.