WICK FUNDED — Risk Disclosure Statement

Effective Date: 2026-04-29 (updated 2026-05-24 for three-track product)

1. Simulated Trading Environment

WICK provides a simulated trading environment. You are not trading real money on the Platform. All "balances," "profits," and "losses" displayed are virtual amounts used solely to evaluate trading skill within a defined ruleset.

2. No Investment Service

WICK is not an investment service, investment advisor, broker-dealer, or asset manager. WICK does not:

  • Execute real financial trades on your behalf
  • Hold or manage your funds for the purpose of trading
  • Provide investment advice or recommendations
  • Guarantee any financial returns

The fees you pay grant access to an evaluation platform. No fees paid to WICK constitute an investment.

3. Three Tracks Disclosure

WICK FUNDED offers three evaluation tracks:

  • 1-Step Challenge — single phase, strictest rules. Cheapest entry, hardest to pass without proven edge.
  • 2-Step Challenge — two phases (P1 8%, P2 5%). Classic value, softer rules.
  • Instant Funded — skip both phases. Pay higher fee, start directly in Funded with hardest rules. First payout unlocked at +8% profit gate (no time minimum).

WICK does not trade on your behalf in any track. You are responsible for your own trading decisions in the simulated environment. The fee for any track is not a deposit, investment, or trading capital — it is the cost of accessing the simulated software.

4. Statistical Failure Rates

Industry data indicates that the majority of traders (typically 90-95%) fail to pass simulated propfirm challenges and/or fail to receive payouts due to rule violations or insufficient profitability. By purchasing an account, you acknowledge that:

  • Most users who purchase challenges will not pass them
  • Most users who reach the Funded phase will breach rules before receiving multiple payouts
  • Past simulated performance is not indicative of future results
  • You should not purchase an account with money you cannot afford to lose

5. Sim Environment Limitations

The simulated environment uses real-time market data with the following characteristics:

  • Spreads applied are realistic but may differ from actual broker spreads
  • Slippage may differ from real trading conditions
  • Market data may experience occasional gaps or delays
  • The sim engine processes orders as it would receive them; weekends and holiday gaps are auto-managed

These limitations are inherent to all simulated trading platforms. All sales are final and no refunds, credits, or compensation will be issued for any reason.

6. Payout Conditions

Payouts are processed when ALL of the following are met:

  1. Minimum active trading days completed (5 for 1-Step / 2-Step, 10 for Instant before 1st payout)
  2. No rule violations (drawdown, daily drawdown, consistency, hold time, news blackout)
  3. Account in Funded phase
  4. KYC verified (Sumsub)
  5. Payment cycle elapsed per chosen frequency (Weekly / Bi-weekly / Monthly)
  6. A valid TRC20 USDT wallet address on file
  7. Instant Funded specific: account must have reached the +8% profit gate for its first payout (21-day minimum first cycle)

The split is a ladder based on consecutive profitable months: it starts at 80% (T1) and reaches 95% (T4) after 12 consecutive profitable months on the same account. The ladder resets on a new account.

If any condition is not met, the payout request will be rejected with reasoning. Pending simulated profits are forfeited if the account is breached or terminated before payout conditions are met.

7. Treasury Disclosure

USDT rebates are discretionary promotional payouts funded from the operator's treasury based on simulated performance — not investment returns. All six account sizes ($5K to $200K) are available across all three tracks.

8. Compliance Notes

  • WICK does not solicit residents of jurisdictions where simulated trading evaluation services are restricted
  • Users are responsible for compliance with their local laws regarding participation in simulated trading evaluation programs
  • WICK reserves the right to refuse service to users in restricted jurisdictions

9. No Guarantee

WICK makes no guarantee that you will:

  • Pass the Challenge phase
  • Receive any payout
  • Profit from your participation
  • Recover any portion of fees paid

Your decision to purchase an account is at your sole discretion and risk.

10. Acknowledgment

By purchasing any product on the WICK platform, you confirm:

  • You have read this Risk Disclosure in full
  • You understand WICK is a simulation platform, not an investment service
  • You acknowledge the high statistical failure rate of trading evaluation programs
  • You accept that all sales are final and fees are non-refundable under any circumstance
  • You are not relying on any verbal, written, or marketing statement to guarantee a specific outcome

Trading involves risk. Simulated trading evaluation involves the risk of losing the fees you pay. Only purchase an account with funds you can afford to lose.