Trading rules & breach policy
Effective: 2026-05-24 · Applies to all accounts opened after this date
This page is the canonical source of truth for what you can and can't do on a WICK FUNDED simulated account. All breaches are detected automatically (server-side rules + nightly audit). Email notification within 60 seconds.
Per-track rules
1-Step Challenge
Track 01A single evaluation phase. Hit the 10% profit target without breaking the tightest drawdown rules in our lineup. Cheapest path to Funded if your edge is real.
| Rule | Value | Reason |
|---|---|---|
| Profit target | 10% | Single phase, higher bar |
| Max daily drawdown | 4% | Tighter than industry 5% |
| Max overall drawdown | 6% static | Tighter than industry 10% — fixed from your initial balance, all phases |
| Consistency rule | 30% max single-day P&L | Largest day cannot exceed 30% of total profit |
| Minimum trading days | 5 | Prove consistency, not luck |
| Minimum hold time | 60 seconds | Excessive sub-60s trades flag the account for review |
| News restriction | ±2 min red-folder | NFP, FOMC, ECB, CPI |
| Friday close | 21:00 UTC mandatory | No weekend gap exposure |
| Max lot size / $10K equity | 1 lot | Anti-Hail-Mary cap |
| Time limit | Unlimited | No pressure on you |
| Expert Advisors / bots | Personal automation OK | Your own EA / API key / LLM allowed. No HFT (>50 orders/min), no cross-account mirroring |
| Copy trading / account sharing | Own accounts OK | Copy your own strategy across YOUR accounts. Sharing or selling signals to others is forbidden |
2-Step Challenge
Track 02Most popularTwo phases. Phase 1 at 8% target, Phase 2 at 5%. Slightly softer daily DD and consistency. Best value, classic prop firm structure for traders who want to prove repeatability.
| Rule | Value | Reason |
|---|---|---|
| Profit target — Phase 1 | 8% | Industry standard |
| Profit target — Phase 2 | 5% | Slightly softer — repeat phase |
| Max daily drawdown | 5% | Industry standard |
| Max overall drawdown | 10% static (all phases) | Fixed from your initial balance — same on both phases and when funded |
| Consistency rule | 35% max single-day P&L | Standard FTMO-grade |
| Minimum trading days | 5 per phase | Filter one-trade-luck |
| Minimum hold time | 30 seconds | Excessive sub-30s trades flag the account for review |
| News restriction | ±2 min red-folder | NFP, FOMC, ECB, CPI |
| Friday close | 21:00 UTC mandatory | Weekend gap protection |
| Max lot size / $10K equity | 2 lots | Looser than 1-step |
| Time limit | Unlimited | No pressure on either phase |
| Expert Advisors / bots | Personal automation OK | Your own EA / API key / LLM allowed. No HFT (>50 orders/min), no cross-account mirroring |
| Copy trading / account sharing | Own accounts OK | Copy your own strategy across YOUR accounts. Sharing or selling signals to others is forbidden |
Instant Funded
Track 03Skip both phases. Start directly in Funded simulation with promotional USDT rebates available from day one. Hardest rules — designed to keep gamblers out. First payout unlocks at +8% profit.
| Rule | Value | Reason |
|---|---|---|
| First payout unlock | +8% profit (no time gate) | Pure profit gate — earn it |
| Max daily drawdown | 4% | Strict — no challenge buffer |
| Max overall drawdown | 5% static | Hardest in lineup — static, fixed from your initial balance (no trailing) |
| Consistency rule | 25% max single-day P&L | Tightest in lineup |
| Minimum trading days (1st payout) | 10 | Double the challenge tracks |
| Minimum hold time | 60 seconds | Excessive sub-60s trades flag the account for review |
| News restriction | ±5 min red-folder | Stricter window than challenges |
| Friday close | 21:00 UTC mandatory | No weekend gap exposure |
| Lot size scaling | 0.5 lot → 1.5 lots / $10K (week 1 → week 4+) | Earn the right to size up |
| First payout cycle | 21 days minimum | Vs 14d standard — earn the trust |
| Time limit | N/A (funded from day 1) | Trade at your pace |
| Expert Advisors / bots | Personal automation OK | Your own EA / API key / LLM allowed. No HFT (>50 orders/min), no cross-account mirroring |
| Copy trading / account sharing | Own accounts OK | Copy your own strategy across YOUR accounts. Sharing or selling signals to others is forbidden |
Hard breach · instant termination
Account locked immediately. No refund, no appeal (except proven server-side issue within 7 days).
| Trigger | Detection | Consequence | How to avoid |
|---|---|---|---|
| Max daily drawdown breached | Equity drops below daily limit at any tick | Account locked, all positions force-closed | Set SL on every trade. Watch start-of-day equity. |
| Max overall drawdown breached | Equity drops below the static max DD (fixed from the initial balance) | Account locked, all positions force-closed | Don't oversize. Respect position caps. |
| Cross-user signal mirror / copy selling | Mirroring another trader’s signals, buying/selling copy signals, or running a managed copy service across accounts owned by DIFFERENT people (timestamps ±200ms, lot-ratio fingerprint across distinct owners) | All involved accounts terminated, profits voided | Copying YOUR OWN strategy across YOUR OWN accounts is allowed (your own API key / EA / LLM). Selling signals, or copying someone else’s, is not. |
| Pure-HFT order pattern | Sustained >50 orders/min, burst order/cancel cycles, or sub-second order-to-order latency consistent with statistical-arbitrage rather than discretionary trading | Account terminated, all profits voided | API rate-limited 100/min by default. If you legitimately need more, request a higher cap in Settings before scaling. |
| Account sharing | Multi-region login pattern, device fingerprint mismatch | Account terminated, KYC blacklist | One trader = one account. Use VPN consistently or not at all. |
| Hedging across accounts | Opposite-direction positions on same symbol across owned accounts | All linked accounts terminated | Don't long EURUSD on A and short on B. Detected nightly. |
| Latency / news arbitrage | Order ±2s of major news, profitable in 5s, repeat pattern | Account terminated, payouts clawed back | Respect the news blackout window. |
| KYC fraud / identity theft | Document forensics, biometric mismatch, sanctions hit | Account terminated, KYC blacklist, fraud report | Submit YOUR documents. No proxy. |
| Chargeback filed without contacting support | Card / PayPal chargeback notification (via our checkout processor) | Account terminated, Visa MATCH / Ethoca report | Email support@ first. Disputes resolve in 5 business days. |
| Stolen card / fraudulent payment | AVS mismatch + cardholder name diff + IP geo mismatch | Account terminated, charge reversed by issuer (fraud carve-out) | Pay with your own card. |
| 3 active soft breaches in same account | Soft breach counter ≥ 3 | Account terminated | Treat your first soft breach warning as final. |
Soft breach · warning, account stays alive
Logged on your account record, doesn't terminate immediately. Escalates to HARD if you accumulate 3 of the same kind OR 5 mixed in a single account.
| Trigger | Detection | Consequence | How to avoid |
|---|---|---|---|
| Minimum hold time violated | Trade closed in under 60s (1-Step / Instant) or 30s (2-Step) | Trade P&L voided, warning logged. 3 = HARD breach | Wait the timer out, even if you change your mind. |
| News blackout violation | Position open during ±2 min (or ±5 min Instant) of red-folder release | Trade P&L voided, warning logged. 3 = HARD breach | Use the in-platform economic calendar. Order placement blocked T-3min. |
| Friday close violation | Position open at 21:00 UTC Friday | Position auto-closed at 21:00 UTC, warning logged. 2 = HARD | Auto-close enabled by default. |
| Consistency rule edge | Single-day P&L exceeds 25-35% of total (depending on track) | Payout request flagged for manual review. Repeat = HARD | Spread your wins. One big day kills your payout. |
| Lot size cap exceeded | Order ticket lot size > cap for tier | Order auto-rejected, warning logged. 3 = HARD | Cap = 1-2 lots / $10K equity. Lot calculator in-platform. |
| Weekend hold (Instant only) | Open position carried over Friday 21:00 UTC → Sunday open | Position auto-closed at Friday 21:00, warning logged | Instant track is no-weekend by design. |
| High-correlation cluster | 3+ simultaneous positions on highly correlated pairs | Warning logged, account flagged for review | Diversify intelligently. Stacking = same trade. |
| Lot scaling violation (Instant only) | Lot size > scaling cap for current week | Order auto-rejected, warning logged. 3 = HARD | Respect the progressive cap. Visible in dashboard. |
| Missed minimum trading days | Requested payout with < minimum days traded | Payout request rejected, no warning logged | Wait the required N days before requesting first payout. |
| Late KYC re-verification | Annual re-KYC overdue 30+ days | Account read-only until KYC refreshed | Re-submit ID + selfie when prompted. |
Soft breach lifecycle
- Soft breaches are per-account, not per-user. Start a new account → counter resets.
- Email notification within 60 seconds of any breach, with full context (trade ID, equity at trigger, rule violated).
- Each soft breach appears in your dashboard → "Breach log" (read-only).
- 3 soft breaches of the same kind OR 5 mixed soft breaches → automatic conversion to HARD breach.
- You can appeal a soft breach within 7 days if you believe it was a server-side issue. Resolution within 5 business days.
These rules supplement the Terms of Serviceand Risk Disclosure. In case of conflict, the Terms of Service prevail.